State Bank of Pakistan has launched new scheme of Roshan Apna Ghar for Pakistanis overseas. Check SBP Roshan Apna Ghar Scheme Installment Plan have to deposit on monthly basis. You are welcomes to the SBP Apna ghar Service Desk has been established for this purposes for Government’s Markup overseas of Pakistan. get subsidy for housing scheme.
SBP Roshan Apna Ghar Scheme Installment
State Bank service desk portal has been established for registration and lodge the complain. Non residents can get house or loan to build own house. Government of Pakistan has announced the mark up subsidy for this project SBP Roshan Apna Ghar Scheme Installment plan. Read mark up rate 5% for five marla and 7 % for 10 marla house.
Level of Housing Unit
|Size/level of Housing Unit||Size of the loan is segregated into four different ranks, shown as under below:|
|Tier 0 (a) House upto 125 sq yds (5 Marla) and (b) flat / apartment with maximum covered area of 1,250 square feet|
(a) House upto 125 sq yds (5 Marla) with maximum covered area of 850 sq ft and
(b) Flat/apartment with maximum covered area of 850 sq ft.
|Tier 2 (a) House upto 125 sq yds (5 Marla) and
(b) flat/apartment with maximum covered area of 1,250 sq ft.
|Tier 3 (a) House upto 250 sq yds (10 Marla) and
(b) flat and apartment with maximum covered area of 2,000 square feet.
Overseas can take Mera Ghar scheme loan for new house or get already built house. If applicants can not get financing house he can complaint at office of SBP. Applicants can also register complaint online at official website complaint portal.
|Loan size maximum||Maximum size of the loan of a single housing unit, as under following rate as shown under below table.|
|Tier 0= Rs 2.0 million PKR|
|Tier 1= Rs 2.7 million PKR|
|Tier 2= Rs 6.0 million PKR|
|Tier 3= Rs 10.0 million PKR|
Overseas can also reach with State Bank of Pakistan by calling its own helpline no (111 727 273). Submitting your query related to Housing Finance Scheme Roshan Apna ghar by clicking Ask a Question button.
Price for Housing Loans
|Pricing for Housing Loans|
|Level of Loan||Customer Pricing||Bank Fee|
|Level 0||5% for first 5 years &
7% for next 5 years
|KIBOR 700 BPS|
|Level 1||3% for first 5 years &
5% for next 5 years
|KIBOR 250 BPS|
|Level 2||5% for first 5 years &
7% for next 5 years
|KIBOR 400 BPS (Spread may vary)|
|Level 3||7% for first 5 years &
9% for next 5 years
|For loan tenors exceeding 10 years, market rate i.e. bank pricing will be applicable for the period exceeding 10 years.|